Detect, investigate and perform risk analysis regarding reported chargebacks and return transactions.
Analyze account history and trends and take appropriate actions on accounts.
Perform investigations not limited to validation of banks, credit card issuers, phone matches, IP search, external checks etc.
Provide a full information in a response to concerns from other departments regarding chargeback concerns.
Perform patterning procedure to know if there are accounts with similar pattern.
Perform a complete review of the documents sent by the customer for additional information for the investigation.
Review, investigate, and resolve chargeback disputes accurately and in a timely manner while adhering to rules and regulations.
Make decision based on the results of the fraud investigation and place the appropriate sanction or restriction.
Prepare necessary documentation to defend chargeback disputes.
Monitor dispute rate and maintain and provide detailed reports of all chargebacks received and status update.
Provide a detailed report on monthly reconciliations between chargeback won, updates and bank accounts.
Contribute best practice recommendations for chargeback reduction and process improvement.
Work collaboratively with other teams, communicate chargeback irregularities and fraud trends, and share suggested handling and sanctions to minimize fraud.
Minimum of 2+ years of experience in chargeback or dispute processing.
Bachelor's degree in any course or at least 2 years in college.
Strong knowledge of Visa/MasterCard rules and procedures.
Preferably with experience dealing with USA/European Gaming account.
Has good attention to detail.
Great time management and organizational skills.
Can communicate in written and spoken English in a business environment.
Need to be able to solve problems in a fast and efficient manner.
Ability to multi-task, prioritize, and manage time effectively without micro-management.
Has interpersonal, communication and presentation skills.
Has the ability to cope under pressure.
Has a proactive approach to work, in terms of suggesting changes and improvements to processes and systems.